Trending @Accenture; Need suggestion

Go with gold and fd. Don't go with MF or stocks, everything is overvalued now..

Depends on risk taking capacity and your awareness with stock markets.

MFs, choose ELSS based funds invest nad forget

6 months of mandatory expenses in fd/debt fund. Half of whats left in mf or anything. Remaining half enjoy it .. buy something good or a trip. Time is the most valuable resource you wont get this back.

You have the answer in the question itself.. Divide the amount into 3 different assets allocation of 1-1-1 lakhs each and set a goal for each of those investments. That way you have mitigated any risk and will also have significant gains if you stay invested long term. Everything is subject to your goals and your needs (long term or short term)

Yes divide into 3 categories 1 for MF 1 as emergency funds like NPS or PPF and 1 as stocks or anything like that based on your risk appetite. Have a demat account and then have an app like ETMoney or any one of the apps that will guide you to invest rest of the amount.

Grammarly

At least one 1 lakh in fd for emergency purpose

Divide another 1 lakh into 3 aprts and invest in midcao fund, flexi cap fund, etc Remaining 1 lkha cam be invested in gold or debt fund

Don't put all in one basket 🧺 go fd as when u need you can withdraw asap. Invest some in index, then some in mf. Individual stock comes with high risk. But first learn ,take time when u feel confident go and invest. Don't invest coz of peers pressure. Take time and learn. I am still learning and not invested.

Never go for FD personal suggestion utter waste investment