Need Investment Advice

Currently, I have a corpus of INR 300,000 that I want to invest, and I'm seeking advice on the best investment options for this amount. Here’s a brief overview of my current financial assets: 1. Mutual Funds (MF): INR 500,000 2. Public Provident Fund (PPF): INR 200,000 3. National Pension System (NPS): INR 200,000

Additionally, I have ongoing home and car loans with a total monthly EMI of INR 48,000.

I am a 27-year-old male earning a net monthly salary of INR 160,000. I also plan to start investing an additional INR 48,000 monthly and would appreciate guidance on how to allocate these funds effectively.