Need Help Understanding Offer Structure – 12.5 LPA vs ₹1 Lakh In-hand
Hi everyone, I’ve recently received an offer from a company with a CTC of ₹12.5 LPA. As per the HR, my in-hand (net) monthly salary will be ₹1,00,000 fixed.
I’m having a bit of difficulty understanding how this is structured — considering taxes, PF, and other deductions, this seems a bit confusing.
Can someone help me understand how a ₹12.5 LPA CTC can translate to ₹1 lakh fixed in-hand per month? Would love to hear your insights or see a sample breakdown.
Thanks in advance for your guidance!
if this is fixed you’ll have 1800 pf deduction and get exactly 102367 in your account.
ESA hota hae kya , mujhe to pata tha 1 lakh in hand lene k liy minimum 16 LPA ka CTC Hona chahiy
nah man, have the same fixed comp :).
Congrats on the new job and you can opt in for the new tax regime to pay 0 taxes. you getting any joining bonus as well?
There will be PT 2500/- in addition to Employees PF
12,50,000/-(1,800*12)-(2,500)=12,25,900/12=1,02,158.3/Month
