Need guidance on Tax saving - 40lpa

I have opted for a new regime. Getting around 2.5 per month. Any ways that I can save more tax with the old regime?

Current investments Mutual funds Home loan NPS Medical insurance

6mo ago

SqueakyMuffin

6mo

I was here a few yrs back. Went for maxxing in old regime without donations (no contact).

80C is covered with employer PF. You can still put in PPF.
Home loan take full 2L rebate (after rent if constructed)
HRA 80k. Pay to a non earning family member, it's not taxable. If everyone in your family is in the taxable bracket, then stop optimizing and just take new regime.
Max out NPS

With the new tax regime slab changes, old one doesn't make sense anymore tbvfh.

If you're not doing political or religious donation, skip it.