Need Financial Advice
At tcs as a system Engineer, 25 yrs old, Salary around 51k. Education loan ongoing - 15k - 20k per month. Around 1.64L remaining with a 10.4% interest rate. Rent + Personal spending - around 15K
Goal - Own house to be with family - 4 members (kolkata)
I know everything can't be strictly like excel. There may be other costs like medical or misc costs in some months.
Insurance
Emergency fund
Invest
Do your own research
your doing great brother. Keep it up. Set small goals firat then try to achive them first these goal leads you to your main goal. Patience is a key here. Dont loose hopes you will make it. Please have a belive on yourself.
Work harder brother, level up your skills, utilise some time for that and you will surely achieve more than you mentioned in future. All the best 👍
