Need Credit Card Suggestion
I currently have these cards:
- OneCard(mainly for their partner offers)
- Amazon Pay ICICI(for payments on Amazon and bill payments)
- Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
- IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)
My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.
Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.
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I would suggest go with HDFC diners black/infina. Flat 3.33% returns plus smartbuy offers. I buy amazon pay voucher from smartbuy and use it everywhere. 3xto 5x points. You can redeem points on flights. If you get infinia then u can buy apple products and tanishq vouchers from points. You also get points on insurance so no worries there.
I've been wanting to get into the HDFC ecosystem for a while now. Will check these out, thanks!
Explore:
HDFC Infinia/ Diners Black.
Vistara IDFC card, rent and government spends are covered for milestone spends.
The card you are looking for is in your question itself with the term "4L" and all you need is the 4L card - Amex platinum travel. You will get 40,000 MR bonus points and another 10k taj voucher on completion of 4L spends on the card. This is in addition to regular rewards and reward multiplier. So, this card should be best for you. DM for referral link that can get you the card first year free.
Axis devalued their cards. May be hdfc u can look upto