Need Advise to accept an offer

Hi, please advise whether it is wiser to resign from TCS for the below described offer,

Tcs -21 fixed +2.5 variable

New offer,

Role - Business Analyst - Digital Banking Exp -13+ Company - Intellect Design Arena, chennai CTC -27.5 fixed +3.5 variable

Anyone who had previously worked at Intellect, pls pour your suggestions on the job security and work life balance. Share your response on the below poll,