My Current Salary Allocation Strategy & What I’m Exploring Next

Just curious to know how others manage their salary. Here’s what I’m currently doing: 1. Mutual Funds – ₹35,000/month (via SIP) 2. NPS – ₹50,000/year 3. LIC – ₹65,000/year

After these deductions, I usually park the remaining amount in my savings account (with auto-sweep FD enabled). However, I’m now looking to explore better options to optimize idle funds. Would love to hear what others are doing or any suggestions worth considering