Mention things that worked for you in regards to money in each case below 👇

Money making as a skill - About 4 years ago invested my time and money into learning and actually investing in the equity market. I think it's one of the top life changing decisions I've made. But I'm still on this journey so time will tell more.

Maintaining money is a Discipline - Without the necessary learning and knowledge about the markets, it wouldn't have been possible for me to be alive in the market and beating the NIFTY during these 4 years. It's possible to be lucky with a few trades but to be consistently profitable requires true knowledge of the craft, amongst other things.

Multiplying money is an Art - Couldn't agree more. I have known of people investing in the market over varying tenures and with varying returns. And all are happy as long as they make market returns or upwards over a long period. But achieving a CAGR upwards of 20% over long periods requires a lot more than just knowledge. It's the understanding of human psychology; fear, greed and uncertainty. This is what makes getting exponential and extraordinary results in the market over long term an Art and thus is not everyone's cup of tea (or joe).

About me: ~ 4 YOE managing my personal portfolio, seeing ~25%-48% CAGR during this time (currently ~27% CAGR). Current net worth ~₹2 Cr.

Making money is discipline. Maintaining money is art. Multiplying money is skill - this is why no wealth goes beyond 3 generations.