Medical Insurance & Term Insurance

Hey everyone! 👋

I’m trying to understand term and medical insurance better. There’s so much confusion and I’ve heard mixed stories—some get claims easily, others struggle a lot.

I do have a medical policy, but I’m not sure if it’ll actually work when I need it. 😬

If you’ve had any good or bad experiences with insurance—claims, hidden clauses, or trusted providers—please share! It’ll really help me and others make better choices. 🙏

Thanks! 😊