Personal Finance16mo
by PeppyMochiSoftware Developer
LIC policy
Need an advice on which lic policy to buy as a 24 y old. For the investment purpose. Is lic policy really a good investment product?
ZestyNoodle
LIC Money Back Plan
Guys need some advice. Is the LIC Money Back Plan good for investment?
20mo ago
Talking product sense with Ridhi
9 min AI interview5 questions
JumpyHamster
Stealth20mo
Sabse bada fraud scheme hai
DerpyPenguin
Student20mo
Go for Term Insurance instead, it is the true insurance, pay far less premium.
And for Investments start SIP in some good MFs.
This way you separate Investment and Insurance :)
ZestyNoodle
Stealth19mo
Thank You for your time and feedback
BouncyCoconut
Stealth20mo
Insurance and investment are different . Why are you even interested in this thing ? Take pure Term insurance and invest the money in MF even tax saver MF will help you beat these shit products from money back and endowment policies.
Never treat insurance as investment , would advice to look at articles on websites freefincal by prof pathhu and Basunivesh blogs you will have clear idea of these policies and how they miss sell
ZestyNoodle
Stealth19mo
Thank You for your time and feedback
FluffyDumpling
Never. It is just offered by license agent for taking hafety commission. Please go for term insurance for proper life insurance
ZestyNoodle
Stealth19mo
Thank You for your time and feedback
ZestyWaffle
Freelancer20mo
No.
ZestyNoodle
Stealth20mo
Thank You for your time and feedback
Discover more
Curated from across
Personal Finance12mo
by MagicalBagelSoftware Engineer
Need advice on ULIP plan
I'm being pitched LIC Nivesh Plus(849) ULIP. Average return generated by the funds in this scheme is 15%. I'm okay with the 5 year lock in period. Seems like a decent deal to me.
Why do people advice against ULIPs? What are some things ...
Personal Finance17mo
by FluffyUnicornSoftware Engineer
Is Nishchit Aayush Plan all fuss?
The bank tried selling me the plan. 1L investment for first 12 years ₹40k return every year for 40 years.
Also some death benefit starting from 10L upto 24L depending on maturity. I don’t understand the math behind it, but if we includ...
Personal Finance17mo
by SquishyPenguinWalmart
HDFC policy with >30% assured returns
How's HDFC endowment policy? They're claiming a >30% return on the principal amount. Are there any risks involved with such a policy? Anyone invested in such policies?