GoofyPancake
GoofyPancake

Is SBI Rinn Raksha Loan insurance worth taking

Am taking SBI home loan and they suggested taking this Rinn Raksha insurance that closes the loan in case of my death before loan closure.

Instead, is it better to opt for a term life insurance separately ?

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DancingPickle
DancingPickle

Better go for term separately. The insured amount keeps reducing as per scheduled principal payments.

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