
Investors of GrapeVine, where do I invest 20L now?
Consider the current market situation and suggest investment options that are better than FDs. I know it's a subjective question but assume there are no major financial commitments or debt.
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Do you need the money in 6m-1yr? - TBills/FD. Do you need the money in 1yr-3yr? Short term debt funds.
If you really don't mind and just want to build wealth -->
If you are ok with high volatility? Midcap fund (any) If you want 'relative' stability - Nifty50 idx or bluechip/largecap fund.
SIP it away in 4-5 months for Equity. Put in lump sum for Debt.

Hey is there any opening at z for apm?

Laxmi chit fund

Multi-Assets can be a good option to hedge across the spectrum.

Park in Debt/Liquid fund. And SIP in equity with long term growth focus. Market will fall at some point. But there is still some room for growth.
You can also park some money in FMCG stocks with strong brand value and good fundamentals.

Avoid small caps and mid caps, the market is overvalued

Bitcoin

Invest in some undervalued opportunities in equities and park the remaining money in savings accounts.

hey, let's connect. here's my mail - postmanpolice1@gmail.com