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ZestyPenguin
ZestyPenguin
Infosys

Investment options for next 2-3 years

Hi all,

I need guidance regarding tax-saving and investment options. I want to maximize my income tax savings, but if I’m unable to save much on taxes, I would like to know how I can invest my money wisely to earn good returns.

After all deductions, I still need to pay around ₹1 lakh in tax under the old regime. I also have ₹57,000 left under the 80C limit.

Please advise whether I should invest in tax-saving schemes, mutual funds, LIC, or any other options. I’m also looking to keep my money accessible in the next 2–3 years, so I prefer options that offer good returns and liquidity. My goal is to have more in-hand money as well.

8mo ago
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CosmicPretzel
CosmicPretzel
TCS8mo

Consider the ELSS Fund, you have options like 3 year lock in period, good returns compared to FD mostly Tax saver fund.

ZestyPenguin
ZestyPenguin
Infosys8mo

Last year, I invested in Quant ELSS. Since then, it has been giving negative returns. Could you please suggest 2–3 good ELSS options?

QuirkyBiscuit
QuirkyBiscuit
Stealth8mo

I know someone who can help with investment.
Certified planner

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