imagine you 40

MFs + Stocks would be aggressive in early part of life. 100% alloc to 30% by 40.

Bank FD/Bonds would be aggressive in later part of life. 0% to 70% by 40.

40 here. As of now, its 80% stocks, 10% mf and 10% gold.

I am aspiring for the following mix.

1. stocks - 35%
2. mutual funds - 10%
3. Bank fd/savings account - 5%
4. value of house - 10% (parents have built a house so not aggressive on houses)
5. agriculture land - 20%
6. angel investing - 20%

On Angel Investing, i've been dabbling with small cheque sizes since 4 years and found few patterns working for me like - staying away from trend, enterprise software with pmf/revenue/good founders etc,.

Stocks: 0 MF: 0 Bank FD/Debt: 10 crores Personal house worth: 3.5 crores Personal company/business holding: 50cr+

thanks for your answers!