If there is a financial advisor available anytime online then is it worth paying them for the advise?
Yes I would but haven't found any one till now, most I have come across are either insurance or mutual fund distributors. It seems the market is quite fragmented and no one provides a consolidated service. I asked about the tax implications to mutual fund advisor he just raise his hands saying ask your CA. I will wilingly pay if the financial advisor covers all aspects from tax implications to legal concerns and then actual performance also. Haven't found any such advisory. Consulting 3 or 4 different experts on different aspects of a single financial decision is a big headache, nothing to say of the fact the wide variety that exists in public securities itself and good advise covering all aspects. Say want to invest in US what are the implications tax wise, legally, how to do it in most efficient manner, want to invest in crypto same questions again come to mind. I don't see any one solving for it.
I can help with some of it, but not the tax stuff. Are you open to paid consultation calls?
Yes I am open to paid consultation but frankly without the tax aspect its not really worthwhile for me as sound advice. The aspects I need help in are mostly assets where legal and tax considerations are not well know in public domain.
What kind of assets can you advice on and what kind of advice is it ? Is it where to invest when to redeem like that or there is more to it ?
If you are looking for the consultancy for investments then I work in a company where our founder who has 20+ years experience in banking sector provides consultancy as per your needs.....for more help we can have a chat....do let me know please if you are interested in it. We provide both online and offline meeting with the consultant
Thank you
SEBI registered?
We are AMFI registered Mutual Fund Distributor.
Praveen Goel - ARN 115925
Seema Goel - ARN 247493
And also Our founder and consultant is PFRDA certified
If your area business manager or a self employed professional. Then it's worth. For salaried employees hiring a financial advisor is like buying a helmet along with the car.
Waaaaat?
Money is money.
If a person has a surplus of more than 50k per month that they want to invest or whatever then they should immediately get a financial consultant.
If a person has huge number of EMIs and unable to figure out what they should prioritise even then they should opt for financial advisors.
Money is money. But scale matters. If you are a salaried emploee witha 50k free cash end of month. You need to keep things simple untill a significant amount is accumulated. Witha higher corpus , even less return will get you more money - in value terms and eventually more wealth as the size of the corpus grows. Talking about diversification at small level will only result in cash getting stuck in inappropriate avenues.
If you have any CA friends talk to them. secretly they will accept that they prefer limited HNI clients for many small accounts. Financial advisor will only give you advice that you can google yourself.
Any person who pays more emi or stuck in debt cycle needs financial education not advisor. This is not like "if you are sick you go to the doctor, not study MBBS" logic. This is more of "if your stomach is upset, don't eat outside for a week" kind of logic .
Hey, There's a personal finance Advisory that will definitely work for you. https://1finance.co.in/request-a-callback
They are offering consultation for free.
You shall check it out!
If you are looking for the consultancy for investments then I work in a company where our founder who has 20+ years experience in banking sector provides consultancy as per your needs.....for more help we can have a chat....do let me know please if you are interested in it. We provide both online and offline meeting with the consultant
Thank you
