BouncyLlama
25moIf having more than 1 credit card then how do you decide which one to use and when?
The one whose joining fees is high
The one whose credit limit is high
The one who gives more rewards
I have no idea and therefore take my friend's help
I check on the internet before making payment
None of the above(if something else then please do comment)
43 votesexpired
25mo ago
DancingBurrito
25mo
How I think about it -
I have some cards for specific uses.
Food/Groceries : HSBC Cashback (10% off for the first ₹10,000 spent which is about my groceries usage)
Petrol : Amex Gold as I get points.
Then I use it milestone wise. For example I have Amex Trifecta so first complete Plat Travel and MRCC milestones before moving on to other cards like DCB.
That said mostly if I have points then flight bookings are via DCB.
International spends? Card with 0% forex charges etc
BouncyLlama
25mo
But not everyone has these many CC
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