I may get a ITR refund upto 2L. Please tell me how I should spend this.
I have three options:
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Buy a bike. I never had a good bike and usually my heart won't go for anything lavish. But this time, my YOLO mindset kicks in and urges me to get a bike. I actually want a bike so that I can keep my son in front seat and make him happy.
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Get gold. I have lot of commitments and I feel a bonus like this is a luck. With all going in the world, I feel gold is safest option to invest. Wanna buy bar gold 24ct. I have locker, I also have some.amt in MF so Gold is my investment option.
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Vacation to Vietnam. My wife wishes to go abroad. We went to Singapore in 2024. We havent taken any vacation even to nearby hill stations after that. With everyone posting in instagram, my wife have been patient enough to not pester me. This time I wanna give her a treat.
Suggest me. No other hybrid suggestions plz.
you should firstly invest in better tax planning so that you don't pay such excessive tax in the first place 🤣🤣
Please share some of the best tips around it.
whatever exemptions or deductions you had to claim additionally while filing ITR, you should claim with your employer and declare them in the beginning of the financial year so that you won't be charged additional tds every month.
In the beginning of the FY, have clarity over the regime you'll choose. If new then there is nothing much to do. If old, plan what all deductions and exemptions you are going to claim and declare them. Try to maximize your HRA, FBP and all other tax saving provisions provided by your employer.
Did you ITR got approved? If yes how much days it took? I have filed for 2L refund on 3rd August It is still pending.
As far as I know it’s not free money. It was your money to begin with. So treat it like that maybe.
Invest in equity...buy rvnl or railtel stock and enjoy 40% return in 6 months...mark my words
Umm... Any info on this?
Ganja Ganja🚬
“One day you will live this world forever, so live a life you will remember!” - avicii
So vietnam!! 💯
Bro how you got the refund 👍 enlighten us pls as a salary employee getting 2lakh refund is huge. I would prefer to buy a bike because your son will be happy. As a parent's kids happiness matters more than anything in the world 🥲 vacation you can plan later. Investment is ok however we also need to enjoy life
You get that kind of refund by paying that kind of amount in advance as TDS. It’s not “free money” brother.
Pls buy SGB in the secondary market on Zerodha. Buying physical gold is a scam - they charge 3% gst. If you need to sell it, they will give you 95% of value.
Not if you buy bullion bars,like the op is planning
Bullion as well :)
