I'm thinking of buying a new phone. Help me decide please.

1. Samsung S24 ultra - only available online but I'm scared online purchase because of preactivated/refurbished phones and no return support as per reviews.

2. Samsung S25 - Though good, but is it value for money at this price range, as it's price depriceted and later it might come down to ~45-50k.

3. Vivo x200 fe - Over all better camera and battery than S25, but has some heating issue, and ofcourse chinese brand and spending 50k is not convincing.

I'm very confused. If possible help me decide one. Or also I'm open to suggestions.