Trending @HCL; I am planning to purchase new car under car lease policy in HCL.Can someone suggest is it wise decision or should not be purchased under a car lease?

Please help me. I want to make a purchase but don't know the procedure. Can anyone assist me with how I can get it?

If you will read the policy document, it says you have to select model from market, then HCL vendor will give you some quotation, you cannot negotiate on that price. It is always higher than market. Then you will be financing that car and for next five years it will be on company name, and later it will transferred to your name. In all this process you will miss : choice, brand, negotiation, Benefits, And will be paying interest rate.
The only benefit is saving income tax on that interest. After complete calculation it was a loss of around 30,000 for a car like Tiago.

It’s a great option for getting a car as it will reduce your cost of ownership till the time you are HCL employee the only issue I see is during separation during the loan tenure itself

I am also interested in this lease car option
Can someone help me with the details