How you to get maximum benefits without using Credit Card

Everyone comment what UPI app or Any app you are using to get maximum benefits. Strictly don’t use credit Cards.

Everyone mention how you get those benefits.

Start from me: HP Pay app for petrol to get small amount credited to HP pay app.

4mo ago

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ZestyPotato

Stealth4mo

Why no credit card 👀. There are no maximum benefits without credit card. Only way is through cashback apps like super money/ cred/ gpay

If up for credit card

I think
Kiwi (with membership not ltf one) Sbi phone black
Swiggy hdfc (could get ltf ) should be good and considered as all rounder card for every scenario

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