I have multiple cards that i have got in last 3 years and i love to optimise my usage to get a return of upto 10 - 15% depending on the card and category of purchases,
What’s yours?
I have a CC and I spend like it’s free money. I wish I never got it in the first place. My limit is 3L and I have taken no cost EMIs which ate up 2L of the limit. I manage to make a bill of 40k monthly without the EMIs.. with EMIs it goes to 80k :(
You are trapped buddy, just make a plan and get of it otherwise it will be severe for you, one of my friend was into similar situation, he got f#ckd, don’t do this!!
@1 , curious to know which cards do you hold and how have you managed spending across them?
I have multiple:
DCB: mostly all other purchases, hotels, dineouts, hdfc discounts.
SBI vistara Prime: mostly for flights
Sc ultimate: for bill payments airport purchases and international travel
Bob easy shop: for discounts on bob
Amazon pay: for amazon, icici discounts, bill payment
In this month alone i got 3 new credit cards. Yes bank approached me saying there’s a pre-approved credit card, which will be the fourth one.
This will be the fourth enquiry on my CIBIL this month, but none of them got rejected. Curren...
We're curious about your payment preferences! Do you find yourself reaching for your credit card more often than cash or other payment methods? Share your thoughts and reasons below!
HDFC, SBI, ICICI clearly the strongest. Startup credit companies usually work with Federal Bank, but they seem to be missing from this list, that's a bit weird?
Can somebody from the fintech domain help me understand?
I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??
