DancingNugget
DancingNugget
1mo

How to invest Retention Bonus

Received retention bonus this year with ~10 lac after tax.

And getting paid in 2 chunks, jan 2026 and 2027.

I don't want to spend this money as I might need to return it in the worst case.

However I want to know safe investment options with high returns. Please suggest.

1mo ago
SparklyBiscuit
SparklyBiscuit

Plot in tier 2 city or gold

FloatingRaccoon
FloatingRaccoon

Gold is about to crash.

SparklyBiscuit
SparklyBiscuit

So do you think you can purchase any stock who will not crash once you buy it?

PerkyLlama
PerkyLlama
1mo

Put it in low cost arbitrage mutual fund(s) for two years. If you decide not to switch in 2 years and when the money is yours, systematically transfer it to other equity/debt/emergency funds you own at whatever allocation you’re comfortable with.

JumpyPretzel
JumpyPretzel

FD

SleepyBurrito
SleepyBurrito

Hybrid fund

Discover more
Curated from across