How much in-hand salary should I expect?

This will depend on if they’re paying variable and retention monthly or at the end of the year. For getting an estimate put the fixed with any tax deductions in a tax calculator — expect around 1.05 to 1.25

For fixed salary of 14,40,000 you can expect around 95k

Multiply by 0.75 to get a ballpark figure assuming you’ve maxed out all tax saving instruments.

Yoe? If fresher offer is good

Around 1 lakh 10 thousand

Ask the HR of the fintech to share this ‘your monthly expected’ calculations with you.