by DancingRaccoonFlipkart
How much do you invest/save?
What’s your post-tax monthly income, and how much do you invest/save monthly while leaving away from your home (especially in expensive tier 1 cities)?
What do you invest in?
SnoozyCupcake
How much do you save per month?
What is the biggest expense, how much do you save and how much do you invest
21mo ago
Talking product sense with Ridhi
9 min AI interview5 questions
WobblyNoodle
InMobi21mo
Save around 90% of my salary. Biggest expense is rent (25k).
SnoozyCupcake
Swiggy21mo
How old are you, how are you able to ?
WobblyNoodle
InMobi21mo
- Have 5 yoe.
In hand ~ 3.5 lpm Rent - 25k Cook & maid - 3k in total. (stay with friends so it gets split) Petrol/bike maintenance - 2k Miscellaneous/weekends - 10k
Apart from this I don't do any impulsive buying or any unnecessary splurging. Don't have any loans currently but planning to buy a house soon.
Invest 80k in SIP monthly and 40k in stocks.
Then from time to time, I invest some money in assets like Corporate bonds, SGBs, Real estate, FDs which is low risk but would generate me a decent passive income.
Remaining money is in my bank sweep in account to give better interest as compared to normal savings account.
PrancingPotato
Stealth21mo
In-hand: ~3.5L Rent - 50k Maid - 8k Parents - 80k Car EMI - 15k Grocery - 20k Swiggy (incl Dineout) - 25k Petrol - 12k Utilities/ bills - 10k Annualised expenses - 45k Total: 2.65 Saving: ~80k (mostly FDs, sometimes mutual funds)
Break-up of annualised expenses: Car servicing - 15k Holiday - 1.5L Electronics/ gadgets - 2L Clothes/ shopping - 50k Home decor - 50k Insurance premiums - 35k
SnoozyCupcake
Swiggy21mo
Man thanks for such details, are you happy/sad with this where do you want to improve on same salary?
PrancingPotato
Stealth21mo
Some Background: Dinks. PM w/ 8+ yrs exp in one of the 🦄.
Savings mostly in FDs right now to re-build emergency fund. Corpus exhausted recently due to brothers wedding.
ZoomyTaco
American Express21mo
Income - 50k expenses - 15-20k saving - 30-35k
TwirlyCoconut
Meesho21mo
27, 5 yrs of experience
In hand ~ 3.1 lpm Rent - 17k House loan emi - 30 k Cook and maid - 3.5 k Maintenance and utilities - 10k (rental house + my parents home) Groceries - 10 k Misc + weekend - 30k
50 k Sip in MFs and 50k in stocks and rest I keep in saving account and periodically save in some debt instruments like FD on my mother's/ brother's name to avoid extra tax liability
GigglyQuokka
Kissht21mo
2.1 L pm
1.4 Investing.
Spend: 50 pm
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Personal Finance18mo
by QuirkyCupcakeSprinklr
Where and how much are you saving/ investing per month?
I’ll go first.
-
What kind of investor are you? I am an opportunity investor, and I do buy good stocks whenever they are in reasonable valuations. Below are my monthly numbers.
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Where’s the majority of your investment portfo...
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[AMA] 9 years in Software Engineering in India. NW 2.5Cr
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I have been working in the Software Industry for the past 9 years. I feel like I have made a good use of my time and money and maybe some of my lessons can help you folks as well. Recently did a calculation for my NW and I am happ...
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by BouncyBiscuitSoftware Engineer
How much do you invest every month?
What percentage of your in-hand salary do you invest every month? And where do you invest it?
I will go first. I stay with my parents and end up saving upto nearly 90% of my salary, and invest all of it in mutual funds and PPF