How is swiggy hdfc bank card
It says 5% cashback on online spends. Is it real? Any hidden t&c? Has anyone used it? How smooth is the process to get it in Bangalore?
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The card is very good if you regularly use Swiggy. I don’t see any reason why any active user of Swiggy will not take it. Though if you have HDFC Infinia CC, you can get a similar discount which is offered by Swiggy-HDFC card.
What a self-pat sirji
Lol. I hate working here! The work culture is extremely toxic. I am looking out for different opportunities and will resign the moment I get a good opportunity.
This Swiggy-Hdfc card is genuinely very good. Credit should be given where its due. :)
How can one use infinia card to get similar benefit @Thomas_Shelby ?
I think he meant via dineout. Thats how make up for it.
By purchasing Swiggy GC from Payzapp.
I have been a swiggy user for a year now and order grocery from instamart so for me it's very good. Last month I recieved a cashback of 1000.
The 5% cashback, do you also get it on all online merchants like Myntra or BigBasket etc.?
Zomato RBL had a similar card - Edition something, which was shutdown in April 2023.
I would say don’t go for it, not because its a bad card but simply because it will encourage to order in more.
Check out how much expenses you have on swiggy, you’ll realise its way cheaper to keep a cook https://chrome.google.com/webstore/detail/zomato-swiggy-expense-tra/lkcpoccgcpbmjljkieomaijcibmekpgh
Also the card will get devalued to 5% at some point so better to avoid it if you have other CCs like millenia
Outside Swiggy you'll almost never get the highest available cashback.
There's plenty of other cards that have a higher reward rate. You can buy Swiggy GVs with your existing cards that have good discount.
Dnt get it as ur first credit card tho. U look like new to credit cards