SleepyLlama
SleepyLlama

How Does an 18 LPA Salary Impact Your Financial Planning?

I'm curious about how receiving an in-hand salary of 18 LPA influences your budgeting, saving, and investment decisions? Are there any financial strategies or tips you swear by to make the most out of it?

6mo ago
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With 18 LPA, I focus on the 50/30/20 rule for budgeting. I swear by SIPs and PPF for long-term savings, and keep an eye on market trends for investments

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Personal Finance
by GroovyWalrusMarketing Manager

If you earn 20+ LPA, what do you spend on?

Recently started earning and honestly living a comfortable life with a much lower salary than most people talk about. Doing the math, I don't see myself needing more than 18L-24L in hand to save and continue living comfortable (but I am ...

Personal Finance
by PrancingMuffinCivil Engineer

Dark side of CTC!!

Highly paid GV folks, is this true? After taxation, is all the hustle worth it? Share your thoughts..

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user

Just plan your taxes well! I received 2L in hand at 30LPA. Receiving 2.42L at 34.5LPA. Plan your HRA and other...

Misc
Misc16mo
by FluffyTacoSoftware Developer

Why are there not enough folks having entrepreneurial aspirations?

I am addressing folks who have progressed in their careers enough to earn at least 30 LPA.

If you are earning this much in India, you are already in the creamy layer of lifestyle. You can afford a decent house, a decent car and probab...

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user

Being an entrepreneur isn't about skills, its about temperament. The former is coachable, the latter isn't. ...

user

You’ll be surprised that 30LPA, while privileged, is not really financial freedom type money in most Indian metros es...

user

I don’t make 30LPA, but close to it at 25LPA, at the age of 25. I come from a business family, and work as a ML Engin...

IT Company Discussion

12LPA @27 Years. Am I a failure.

12lpa @ 27 yrs age. Is it too low for this age. I see most people here reach 30+ ctc by this age and get multiple marriage offers also. I feel ashamed now, i think marriage also less chance.

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user

I had 0 savings at 27 and <5lpa. Had to change my career thrice. At 60lpa now. Life is not linear

user

27 with 7 lac, married to ma love .i feel I'm successful. Maybe not that great in lifestyle but will get there eventu...

user

Bro.. please check infosys employees salaries. Most of them are not earning atleast 15 LPA, though they are in 30s ....