How do you track your credit card and bank account expenses?
Lately I have been trying to track my expenses. I know there are a lot of applications these days, and Cred has launched another one but none of them are doing a good job.
My primary requirement is I need a tracker app that consolidates the expenses from different channels (UPI, Credit card) and gives me one single report every month.
How do you guys track it? I don't wanna manually track it via excel, any suggestions?
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I use axio, so far working good
thanks for suggesting will try
I just use the Money Manager app for tracking expenses. You can create channels like account, credit card, cash etc. You have to add the expenses/income manually. There's no option to schedule a report every month however there is a stats page inside the app where you can visualise the data. Data can be exported to excel if required so there's no vendor lock-in
Manually adding is the biggest pain point for me. Did try out many apps but I have not been consistent with logging new expenses.
I do it on gsheet. There's a shortcut to the sheet on my home screen. I update the spends for the day at night.
I prefer using Excel because I can track and view the data however I want. And it's not much of a hassle once you get the hang of it. It's not like you're spending money more than 3-4 times a day on avg
It’s best when you have the discipline for manually tracking. I have not been consistent enough with it.
Plus I feel nowadays online payments are so easy, you might not even recall all your spends throughout the day.
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