DizzyCupcake
DizzyCupcake
8mo

How are you all managing savings/investments

Hi all, I’m earning 21 LPA CTC with ₹1.4L in-hand salary per month. EPF contribution (employer + employee) is around ₹21K/month.

I want to start saving and investing properly. How should I plan my savings? Would love to hear how you all manage your finances at a similar income level.

8mo ago
ZippyMochi
ZippyMochi

Go to chatgpt/gemini/claude and copy paste this post, you will get pretty good starting advice. Post it again here to check with humans if it's alright.

SnoozyWalrus
SnoozyWalrus

I presume 1.4L Per Month is after taxes and EPF contributions of 21k reduces the 1.4L to 1.19L per month. Is that correct?

DizzyCupcake
DizzyCupcake

1.4L per month is after taxes and excluding pf

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