How am I doing financially and what can I improve?
City - Bangalore, both Software Engineers
My salary - 48LPA Wife’s salary - 30LPA
In hand salary both - 4L per month Yearly bonus - 8L
Monthly expense - 1L Rent - 35k Car EMI - 16k Other expense - 50k
Investments - Monthly SIP - 1L Stocks - 50k
Remaining 1.5L saved in account for big investments and emergency
Current assets and portfolio - MF and stock - 20L PF - 15L Land value - 1.3Cr Flat - 1.6Cr
Term insurance - 3 Cr Health insurance - 10L
One interview, 1000+ job opportunities
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This is utopia. You have achieved the peak mode. Enjoy life, go on international trips every quarter. Play a lot of sports. Take care of your health. Keep winning. You are the reason why the next gen will take up IT jobs. Kudos amigo 👏
I am not eligible to comment as I am not worth even 50% of you. (Currently)
Me reading with 25k stipend 🥲🥲🙂
Your age?
20 🙂
Do u regret not going to usa Do u think u could have saved more/less there. I'm 24 and am contemplating Ms on loan
Hey, I have stamped H1B with me still valid for 1 more year. I am not interested in going to US. To point saving in US is a myth you can earn less and have far better lifestyle and access in India than in US. If you both are earning in India it’s never a good option to travel at all
MS on loan is not a something I would prefer just to get into US. It will take few years to close all your loans and come back to positive side financially. US was craze 10 years back, I know many of my friends who are willing to come back to India because of the lifestyle
Age 31, No kids
Comparison is thief of joy
