Hi, cought in a dielema. 29 m single, annual ctc is around 30 .

I have been investing in mf and stocks for some time and my portfolio is at around 16 lacks and i have a savings of 10 and I don't have any emi. I wanted to change my car for some time , but didn't do it as it didn't make sense to buy a 24 lack car when there is no daily use for it, I stay with my parents and I work remotely. I have been thinking about buying a house, preferably a villa or even a piece of land. But this would need me to take housing loan which I don't really require now. The whole idea of buying a house and leaving independenly excites me , but who knows if I would be working remotely in the near future as well, even if I change job, there are more chances of me moving to a different city. In that case, would the home loan be a headache? I am also considering the chances of a marriage, if something like that happens, it's expense would also come in as I don't want my parents to spend anything on my marriage. I currently do sip of 50 k , and occasionally do fd depending on the cash inhand. Would it be wise to invest on a house or land now?