Trending @Accenture; Help Me Make the Most of My Ex Gratia Allocation!

I recently got promoted to TL and received a new - Ex Gratia (Unallocated Fixed Pay) component. As you may know we have the flexibility to allocate it across different salary components, such as:

Basic Salary Personal Allowance House Rent Allowance Other Allowance

While I know there are some eligibility rules like ensuring Basic is at least 35% of total CTC and not less than the previously drawn basic, I'd like to hear about it from you guys who've already done it.

What I'd love your help with:

How did you (or would you) choose to split your Ex Gratia amount?

• I do not want to put more into PF - it is fixed and I want it that way only.

• Would allocating more to HRA or Allowances be better?

Has anyone consulted with HR/Finance or a tax advisor and has a smart strategy?

I'm currently leaning toward increasing Basic Salary. Wanted to know what worked best for you. Also any other rules that should be taken care of?