Guide me in Investing: Moving to USA on H1b

Hi,

I recently got selected in H1B lottery in 2025 and waiting for my petition approval. I will be moving to USA in coming months after my Visa approval. I am now confused on my investing.

Till now, I was doing SIP in Indian mutual funds, ETF, SSY and stocks occasionally.

I came to know about PFIC and the taxation in USA for holding Indian mutual funds. It seems we need to pay tax on Unrealized capital gains even though we are on H1B.

What should I do now (going to be in India for few months) as an India resident before converting to NRI. What are the ways I can avoid PFIC taxation legally or should I stop investing in Mutual funds, redeem the existing units and invest in shares (which is not PFIC) ?

Let me know if anyone has gone through this and how did you handle ?