God forbid, if you are laid off today. How much personal runway you have ?

Have an emergency fund that covers 18 month expenses (including Rent) in liquid funds. Daughter's 10 year school fees are parked seperately, so are her college & marriage funds... Zero debt / EMI. Have an adequate Term & Health insurance apart the company sponsored ones.
On demand, I can extend the runway to year or years. But hopefully that situation never come since I don't see problem in finding job in my domain & my wife just stared working in a good IT services company. We can lead same life style at 50% of Her salary. 🤞

You mean purely cash? Or any relatively-liquid assets?

Currently at 6. Going to increase it to 12

Think I’m covered for 3-4 years safely Really lucky for it

That's why we need Jobsurance