JumpyPotato
JumpyPotato

First Credit Card

I got ICICI sapphiro dual CC (visa and amex) LTF last week and just now ordered HDFC Diners Privilege LTF too. Back to back 2 CCs in 2 weeks, not sure if this was wise or not, but happy to join the CC bandwagon finally.

What do you all think about the decision as well as the quality of the cards?

12mo ago
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DizzyLlama
DizzyLlama
Atlys12mo

Strictly speaking in terms of rewards - bad cards

Since it's ltf, it's good to have them

JumpyPotato
JumpyPotato

Sure, I took them only because LTF and have no experience of using CC so far. I somehow can't seem to onboard myself with the idea of paying for a card. Let's see how it goes. What cards would you recommend as your top 5 picks?

ZestyNarwhal
ZestyNarwhal

What was criteria/path to DCB ?

JumpyPotato
JumpyPotato

Monthly salary of 3.5 lakhs plus 8 lakhs yearly spend. On the top of that, annual fee of 10k along with separate renewal.

Infinia, DCB, Regalia Gold are never LTF anymore, as said by my RM

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