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WobblyLlama
WobblyLlama
Amazon

EPF balance poll

Thoughts on keeping significant chunk of money in EPF?

<10L
11L to 25L
25L to 50L
51L to 1Cr
1Cr++
88 votesexpired
18mo ago
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ZoomyMuffin
ZoomyMuffin
Stealth18mo

Pros:

  1. Best interest rate for debt
  2. Redemption allowed when truly necessary (Job loss, medical etc). Its best as contingency fund

Cons:

  1. EPFO is very very fucked up. Website doesn't load, service is shit, requests take longer to process, balance shown is lagged by more than a year or completely inaccurate, transfers are a PITA, staff shud be flogged publicly
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