Do you find financial products like loans , insurance , credit cards compliated?

Looking to understand the new to credit market better to ideate a solution for them. Any research that can help? Also very keen to chat if anyone is thinking about solving for this market too!

My thesis has been that finance has been made complex deliberately and it isn't rocket science.

Would love to hear some madeup complexities.

How many of you find financial jargons confusing. There are so many terms that we hear - debt, elss, liquid funds blah blah So many fin- influenzers telling something or the other on social media and with time to fill ITR nearing closer...