Difficult to ask money from father
I want to buy a home in Pune and I don't have that much corpse to give down payment and little bit hesitant to ask from father . I know it's bit difficult because he is also retired and limited corpus he got because my grandfather was not richman he ( father ) did everything on his own but my wife and her parents think my father has lot of money and indirect pressure from my wife to buy house and my father in law is offering money indirectly that I dont want to take . I will be hurt if my father doesn't agree to give atleast down payment and I am afraid of rejection.my mother said ask atleast he is your father I know he will not give but atleast ask him
Suggestions pls
It sounds like you’re in a tough spot, balancing your own financial reality, family expectations, and personal pride. Buying a home is a big step, and it’s understandable that you’re feeling this pressure from multiple sides.
Your father has worked hard to build his financial stability, and while you’re hesitant to ask, your mother is right in one sense—there’s no harm in asking, as long as you’re prepared for any response. If he says no, it doesn’t mean he doesn’t care; it just means he has his own financial priorities.
At the same time, you shouldn’t feel pressured by your wife or her parents into making a financial decision that doesn’t align with your comfort level. Their assumptions about your father’s wealth don’t change the reality of the situation. Buying a home should be a decision you make based on what’s financially feasible for you, not to meet external expectations.
If you’re not comfortable accepting money from your father-in-law, you shouldn’t feel obligated to do so. The most important thing is to move forward in a way that aligns with your values and long-term financial security.
Would it be possible to explore other financing options—maybe a lower down payment loan or some savings adjustments—to reduce the reliance on family? That way, you can work toward homeownership on your own terms without feeling pressured or obligated.
Yes , I am looking into other options
