Dark side of CTC!!
Highly paid GV folks, is this true? After taxation, is all the hustle worth it? Share your thoughts..
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Just plan your taxes well! I received 2L in hand at 30LPA. Receiving 2.42L at 34.5LPA.
Plan your HRA and other deductions properly, explore more tax saving avenues.
Multiple your CTC with 0.065 and that will give you approx, how much you’ll get per month.
My in-hand is a very close figure by using this calculation!
But how do you get this number 0.065
Let see👀
cognizant
2.5 LPA
16k in hand 🥲🥲
Nirmala tai won't let you die happy😂
It's worth it because the amount in your PF is also increasing. With a 10L TC, you're putting 8k in your PF account, whereas with a 50L TC, you're putting 34k in your PF account.
True!! It gives a safety net for future.
But have you tried withdrawing PF money. Its nothing less than begging for your own money.
I haven't done any special tax planning apart from ensuring all the deductions are maximised.
And yes, these figures are in the correct ball park 😭
100%
Yup
Almost correct, you can increase the take home by 10-15k if planned the hra, 80e correctly.
But then 80e will increase the emi.
Nite this is for the 30-50 ranges.