GoofyMuffin
GoofyMuffin
Student

Dad got scammed

A big tragedy happened with my family. Yesterday, my father lost almost 15 lakhs in scam. The person depicted himself to be from electricity department and called my father regarding electricity bill. He gave my father a link on whatsapp. He clicked on the link and idk what happened but I guess everything got cloned on that mf device. He got two of his account details and debited approx 15 lakhs. It was his retirement money that he earned through his 35 years of hard work in private. I'm feeling so broken right now. I can't see him like this. He's an retired man in his 60s and now this incident will eat him up from inside till his last breath. Is there anything to bring any amount back????

13d ago
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GroovyBiscuit
GroovyBiscuit

Try filling a complaint on a cybercrime portal website or immediately reach out to your bank and tell about the incident and also fill a complaint to cyber police.

GoofyMuffin
GoofyMuffin
Student13d

We already did all of that. We made a call at 1930 and she told my dad that they haven't received any query or complaint from your bank. They've asked to submit the evidence in written form in the cyber crime department. I'm feeling hopeless rn. Is there any chance to recover any amount? Cause the transactions are made into merchant account

GroovyBiscuit
GroovyBiscuit

If police track with the help of bank as soon as possible , money is recoverable and police can catch the fraudster , more the delay less likely the money recovery.

GoofyTaco
GoofyTaco

FYI... Your father has lost enough money.
So, Police will loot some more money now.
Cyber security dept will not do anything but trying how to scam a victim again..

All govt agencies are useless.
Judiciary is the biggest loooter....

Try to take actions in your personal level

GoofyMuffin
GoofyMuffin
Student13d

Like how?

FloatingLlama
FloatingLlama

Come on dude. Don't listen to this guy, go file a cyber complaint in a police station, they'll block the fraudster's bank and any other bank the money trailed to. If they've withdrawn the entirety of the amt its a little difficult

GoofyUnicorn
GoofyUnicorn

Why was 15 lakhs lying uninvested??? Nowadays even 1 week FD is possible

GoofyMuffin
GoofyMuffin
Student12d

Ikr. He was just being lazy i guess and now this is the result he got

CosmicQuokka
CosmicQuokka

Yeah, blame the victim. Are you for real? It was not his fault that he got scammed.

SnoozyWalrus
SnoozyWalrus

File a police case, file a case with RBI. Inform bank, trace accounts

GoofyMuffin
GoofyMuffin
Student13d

We already did all of that. We made a call at 1930 and she told my dad that they haven't received any query or complaint from your bank. They've asked to submit the evidence in written form in the cyber crime department. I'm feeling hopeless rn. Is there any chance to recover any amount? Cause the transactions are made into merchant account. Police is lazy about this whole situation. They're telling my dad that he should've been more aware about all this things and it would be hard to catch them if they're in another state and all

WobblyPenguin
WobblyPenguin

I mean Bank should not do any transaction more than 5 lakhs without the owner permissions, no matter even if OTP is present with them, there should b a system, I feel like even banks are involved into this

JazzyMuffin
JazzyMuffin
HSBC12d

Which bank was this? Usually people get transaction monitoring call from banks if you transfer large amounts, i get this call from HDFC to confirm the transaction is done by me or not. There should be some limit by default for transactions, did you check that?

GoofyMuffin
GoofyMuffin
Student12d

UCO bank it is. My dad asked them about this same thing and they told him that these net banking or mobile banking services is all on your hands. We've nothing to do with that

JumpyPretzel
JumpyPretzel

So your Dad had internet banking enabled? Bottomline:- Never get online/internet banking enabled for senior citizens, or for anyone who is not technically aware of these things. And if all this happened despite no internet banking pre-enabled, that means everything got enabled fresh and for that Bank officials must be directly involved in scamming. Try to understand how it happened and then may be you can recover some money. If you find the scammer guy’s address (using recipient bank account), then simply take 5-10 guys, or local police, and raid his home

JumpyPretzel
JumpyPretzel

These financial frauds use so-called “mule accounts”, but even if you are able to reach those mule accounts guys, you still may have some hope to recover some money. But yeah, speed is of essence. Just find contacts/friends in all the involved banks and get the mule accounts guy’s address.

PerkySushi
PerkySushi

Can you send the link here, let people be aware. Just copy paste, don't click again. Add a special character in the domain so that mistaken clicks don't get scammed (if it's a direct link to download and install automatically)

GoofyMuffin
GoofyMuffin
Student11d

He has reported my dad's whatsapp and he's unable to login in his own account now

TwirlyRaccoon
TwirlyRaccoon

Omg

PeppyDonut
PeppyDonut
TCS13d

Last year mera b 20k gya th... Kuch nhi karti cyber police... 14 rs recover hue only

SillyRaccoon
SillyRaccoon

Are you young? Then how did you lost 20k? Please provide details so we can be alert

TwirlyDonut
TwirlyDonut
HCL11d

I also lost 23K , nothing was done by the police... IMO in india only thing which matters is Bahubal, other than that -judiciary and police completely slave of money

DizzyHamster
DizzyHamster

Bro please use this site - https://pgportal.gov.in/

Select the respective category and say that your complaint is going unheard

TwirlyMochi
TwirlyMochi

Can't a complaint to the bank about the fraudent transaction revert the payment? I see mostly of the debit and credit card accounts give this benefits on all banks.

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