Curious about how people are managing loans and income lately 💰
Hey everyone! 👋
I’ve been wondering how folks around here are coping with the current financial climate — things like loan repayments, interest rates, and general income stability.
If you’re comfortable sharing (no need to give exact figures!), I’d love to hear:
• Are loan repayments feeling heavier or manageable lately? • Have your income levels changed in the past year? • Any tips for budgeting or handling debt you’ve found useful?
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Depends on stage of life, career, financial planning result. For me, has always been manageable because :
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Don't over stretch yourself esp if you are a single income family. Stretch only if
A. You have a working spouse/family member who will contribute now B. Who can contribute in future C. Ideally save up 50-70% of the loan need before going for the loan. Sadly instant gratification is rife.
