GigglyPanda
GigglyPanda

Credit cards for someone with ~1lakh income

Please tell good credit cards for the above criteria, if y’all suggesting hdfc, which one in it?

15mo ago
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GoofyPotato
GoofyPotato

1 lakh per year pe credit card nhi, upskilling pe dhyan Dena chahiye

GigglyPanda
GigglyPanda
IBM15mo

😂😂 bhai 1 month ka hai, mention karna bhool gaya

GoofyPotato
GoofyPotato

Vahi, credit card wala Abhi heartattack se mar jata

JazzyWaffle
JazzyWaffle
Cisco15mo

You also watch for HDFC REGALIA GOLD CC, ICICI RUBYX CC/ AXIS PRIVILEGE . CCAlso they have organisations offers too. Check directly offline with HDFC Bank / ICICI BANK / AXIS BANK.

JazzyWaffle
JazzyWaffle
Cisco15mo

HDFC & AXIS has much tie-ups with e-commerce (amazon, myntra, ajio, etc) websites for discounts & offers.

GroovyDonut
GroovyDonut
HSBC15mo

ICICI Amazon is literally lifetime free and unlimited cashback on Amazon, for the others see from HDFC which one you are eligible for. Don't apply to multiple banks at the same time, then ur enquiry counter will go up and the algorithm overlords will think you are short on cash.

GigglyPanda
GigglyPanda
IBM15mo

Thanks for the info!

SleepyTaco
SleepyTaco
Traya15mo

If you use Swiggy often, then the Swiggy HDFC card is definitely worth it. Also ICICI Amazon Pay card gives good Cash back if you regularly purchase from Amazon. Otherwise general spends I haven’t heard HDFC Infinia is the best but it’s difficult to get it for free

SleepyTaco
SleepyTaco
Traya15mo

*have heard

SparklyBiscuit
SparklyBiscuit

It depends on what services you frequently use, Do u use Zomato frequently, or amazon, or flipkart, or any other things, so the answer varies accordingly

GigglyPanda
GigglyPanda
IBM15mo

I use zomato and swiggy definitely more than amazon and flipkart. Im more of an offline buyer when it comes to, how do i say, not-food

GigglyBiscuit
GigglyBiscuit
Zomato15mo

For HDFC - check for Tata Neue Infinity Hdfc credit card, you get 10% neucoins on shopping from Tata apps like Croma, bigbasket, 1mg, Cliq, etc

1 neucoin = ₹1

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