Credit Cards....
I currently use Coral, Amazon Pay, Flipkart Axis, MyZone, and Tata Neu Rupay but I’m curious to know from all of you: Which credit card you’re using right now that you find the most useful, and what’s that one benefit you really love about it?
Could be cashback, travel perks, lounge access, or even some quirky use you’ve discovered.
PS: I know all this is googleable, but real experiences and hacks from actual users are way more valuable 🙂
I'm not an expert. I use hdfc millennia card. Quarterly gift worth 1k, 5% cashback on fuel pumps, hdfc credit card offers in online shopping. I think we can use it for lounge access as well but never tried.
Nice.... I get
Amazon pay - 5% (all amazon spends)
Flipkart Axis - 5% (only on Flipkart)
Tata Neu - 10% on Zomato
I need 4 lounges per quarter but all cards have some spend limit.. based on spends I get only for coral and tata neu.. but have to explore more ...
Same, hdfc millenia only.
I think it's the best beginner cashback card.
One question, how does the 5% cashback on fuel pumps work? I saw it's only on fuel surcharge, but not sure what that means. Since I don't get any cashback when I use it at fuel pumps.
Also for lounge access, I think you need to have 1L spends in a quarter.
