Credit card suggestions in India
I am using hdfc bank regalia gold cc. I do a lot of online shopping. Please suggest me a good credit card with better reward points and offers. I hardly fimd any offer for hdfc bank cc on various e Commerce sites. Even for fuel it is now charging 21 rupees for 1100 rs worth of fuel which it used to credit back in the card but now it doesn't. So spending extra for fuel purchase doesn't make sense. Also it charges a lot internationally specificaly for currency markup fees then our dear government charges gst on top of that. I get it everything has a price but it has to be justified. For reward point withdrawal it charges 50 rupees plus gst from reward amount that too u can withdraw only if ur rewards are more than 500 rupees.
For fuel expenses you can try cobranded cards from SBI which offer cash back on fuel spends.
If you want cash back on online spends please go for ICICI Amazon, SBI cash back or HDFC Tata neu.
To earn rewards points which can be redeemed against travel expenses go for cards with milestone benefits like Amex platinum travel or Axis atlas
