Credit Card - Scapia
I’ve been using this card Scapia and it’s apparently very good. Please do get this card if you love travelling.
Here is the referral link: https://apply.scapia.cards/landing_page?referral_code=yx92p9
and you’ll get 1000 Scapia coins and if you’re planning to travel this month then you’ll get additional 1000 off. It’s a zero forex card and zero annual charges
PS: I will also get benefitted if you apply through the link. Not just a social service. It’s a honest review.
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Scapia credit card referral: https://apply.scapia.cards/landing_page?referral_code=tcf0l5
Get 1000 Scapia coins (₹200 value)
₹1000 Scapia flight voucher ( no min spend )
Lifetime free card
No joining / No annual fees
Airport Dining & Shopping Rewards: You can earn up to ₹1,000 back in Scapia Coins when you shop, dine, or use a spa at participating metro airport outlets (₹500 at non-metro airports). This is claimed via the "Airport Privileges" section in the app. High Reward Rate: 20% Scapia Coins back on all travel bookings (flights, hotels, etc.) made through the Scapia app. • 10% Scapia Coins on all other eligible online and offline spends. • Value: 5 Scapia Coins = ₹1, which translates to a 2% reward rate on general spends and 4% on travel. • No Capping on Rewards: Unlike many other cards, there is no upper limit on how many Scapia Coins you can earn or redeem. • Zero Forex Markup: You are not charged any extra fee for international transactions, which is ideal for foreign travel. • Lounge Access Spending Criteria: This is a Lifetime Free (LTF) card. To unlock unlimited domestic lounge access and airport privileges, you must spend at least ₹10,000 per month on the Visa variant or ₹15,000 per month on the RuPay variant.