Credit Card recommendation
What's a good credit card for someone that'll start working soon? Expenses would mostly be electronics, and food
Talking product sense with Ridhi
9 min AI interview5 questions
Fair warning about HDFC credit cards… they don’t report credit limit to cibil. Cibil takes maximum amount due ever as ur credit limit. So as a starter credit card HDFC may not be good for ur credit score.
Hdfc millenia is a good one for starting out
I would say No Credit card if you are going to start working soon
Why not, if it gives me good benefits and a good cibil score?
I feel when you just enter workforce, you seldom have any financial knowledge and by getting credit card you end up making unwanted purchases and fall in the debt trap....so I feel it's better to get a credit card may be after 3 years of work experience
ICICI Amazon Cashback card is quite good
You can get HDFC regalia first card easily. Others mostly reject due to salary constraints
Dinners club and magnus
It completely depends on what you spend your money on. If you're someone who shops via amazon or Flipkart a lot, then get Amazon ICICI or Axis Flipkart. If you do frequent travels then get one with cashbacks on air tickets ans lounge access. I personally have HDFC Millenia as it offers best all world's and my sis has Amazon ICICI one which I use when doing online shopping.
Axis Bank/Flipkart card: 5% cashback on all flipkart, Myntra,ajio (there are a few more) 4% cashback on all swiggy purchases 1.5% cashback on offline purchases
Below cards work if you just use them for needs Online - SBI Cashback Offline - Axis Ace/ Flipkart But if you spend 80k+ per month consistently, then get the premium ones like Magnus, Infinia etc