ZestyNoodle
ZestyNoodle

Credit Card

Which credit card should a college student doing internships should take?

21mo ago
Talking product sense with Ridhi
9 min AI interview5 questions
Round 1 by Grapevine
FloatingBoba
FloatingBoba

They shouldn’t take at all. Don’t bury yourself in debt.

DerpyPancake
DerpyPancake

Ignore anyone telling you not to get a credit card

I got a credit card the first moment I could - it was an add on to my mum's card, but honestly, getting even 1% rewards beats 0

As long as you don't have an overspending habit and pay on time, CCs are the BEST things ever

You can get - Kotak free credit card and OneCard

If you're over 23, you can go for scapia too, a lot of these new age credit cards have 0 Cibil score requirements

Let me know if you need an invite to Cred - as much as people criticise it, it is a great platform to keep track of credit card payments

Amazon icici is also a good credit card to have

DizzyLlama
DizzyLlama
Atlys21mo

Since you are in internship, you are earning. Get a LTF card. Google and you'll find best ones on the market. Don't get OneCard, it does look shiny, but not worth, reward rate is shit!
My recommendation - Scapia, Amazon pay icici, any rupay card is also good as long as you get it for LTF

DizzyWaffle
DizzyWaffle

LTF yaane kya hota hai

WobblyBanana
WobblyBanana

None

PeppyHamster
PeppyHamster

Dont get one unless you can pay it off, the points are a system which can be gamed, but not unless you are paying off them bills

ZestyNoodle
ZestyNoodle

I will just use them within limit as u said....any recommendations?

JazzyWalrus
JazzyWalrus

One card

GoofyDonut
GoofyDonut
Amazon21mo

Chhiye he krun?

ZestyNoodle
ZestyNoodle

Cashbacks, discounts and points

WobblyPancake
WobblyPancake
Meta21mo

Get a loan first, preferably personal loan and then get a CC.

DerpyPancake
DerpyPancake

Why on earth would OP get a loan first???

BouncyPancake
BouncyPancake

None , I'm all for people using Credit cards but you are a student and don't have an income yet. So stay away from them till you have a steady source of income. Use UPI till then.

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