Can i preclose personal loan early? 19 emi s pending with emi amount 36k

I use this to decide. Close the loan if what you are earning is less than interest being paid.

Ofcourse, some exceptions depending on your financial status.

Usually personal loan have fixed interest rate and they having penalty for early payment as well.. You will end up paying more than you should have.. better invest is somewhere safe and keep paying your emi as it is.. PS: This is all assumption based, I don’t have any information about your personal loan terms.