If you take that HL, your debt to income ratio becomes 75% which is abysmal! Ideally it shouldn't be more than 36% and yours will become 2× of that. Imagine a life where you are working 3/4th of the total working hours just to pay your EMIs.
Most of the people get it wrong. The whole idea of savings, retirement and investments is not the ability to buy anything, but it's to gain financial independence. It's the freedom that comes with FI which is the end goal. You'll be doing just the opposite.
My suggestion would be to hold that decision for at least another 5-7 years. Anyway real estate rates have become over inflated in the last 3-4 years. This is not the correct time to buy a property either.