Buy or Rent home (Mumbai/Pune)

need advice on Life decision - to buy or not but a home or just renting is better? am nearing 30, 9 YOE as SDE, earning 12 LPA (Mumbai/Pune), have decent savings/investment according to me (over few yrs it’s compounded around 10-15 lakhs know it’s not much, could be better, that’s how its now. Soon getting married, before getting married I need a home to call it my own, not my parent’s or co-owned with partner, something on my name, something like a safety net, I am okay to put it on rental/stay. Is it wise to buy it, considering I have upcoming wedding expenses (although I have that in control - nothing extravagant) I don’t know if breaking into my SIPs or PPF or FD for down payment or rest is good - the long duration of loan payment scares me as well. I am not that great of a risk taker - am more like calculated risk taker - so want to know is it wise to buy now, my wedding is in 6 months, or just rent is way better and continue & increase my SIPs.